Debt management

Debt management offers a way to regain control of your finances without the need to take out an additional loan. In most cases, this process is facilitated through a professional debt management company, which can negotiate on your behalf to create a manageable repayment plan. However, it’s also possible to work directly with your creditors and negotiate the terms yourself. By choosing debt management, you open a pathway to address your financial concerns, restructure your payments, and ultimately work toward a more stable financial future.
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Debt consolidation

With debt consolidation you can combine multiple debts into one loan. This means your debts are easier to manage and you can often get a better rate too.
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IVA

An IVA is a legally binding agreement between you and your creditors where, depending on circumstances, a large percentage of your debt can be written off.
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Remortgage

Remortgaging can release cash tied up in your home to be used for a number of purposes. Most popular amongst these is paying off debts.
Read more about remortgages here

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Remember, Advance With Finance is a completely free, impartial service. Although the information on this website is provided by industry experts, it should never replace the advice of a debt adviser who understands your individual circumstances.

• Debt Consolidation alternatives

What is debt consolidation?

Debt consolidation simply means replacing multiple loans with one new loan. If you have debts with different creditors, you can combine them into one loan using a debt consolidation loan.

Find out more about debt consolidation here >>